New York Storm Damage Specialists

Your roof may qualify for a free replacement

Storm damage across New York has left thousands of roofs compromised. Most homeowners don't realize their insurance covers a full replacement — at little to no out-of-pocket cost.

Licensed & insured in NY
We handle your entire claim
No cost if not approved

Check if you qualify

Free inspection — takes 10 minutes. No obligation.

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We work with all major carriers

State Farm Allstate Liberty Mutual Travelers Nationwide Farmers

How it works

From inspection to new roof — we handle everything

Most homeowners try to navigate insurance claims alone and leave money on the table. We go through every step with you.

01

Free roof inspection

We come to your home within 48 hours and do a full damage assessment at zero cost to you.

02

We file your claim

Our team handles all paperwork and communications with your insurance company directly.

03

Adjuster meeting

We meet the insurance adjuster on-site to make sure every damage point is documented and approved.

04

New roof installed

Once approved, we install your new roof fast. Most jobs completed in 1–2 days.

97%
Claims approved
48h
Inspection turnaround
$0
Out-of-pocket for most homeowners
500+
NY roofs replaced

Why On Time Roofers

We're not just a roofing company

We specialize in insurance claims. That means we know exactly what adjusters look for — and how to make sure you get every dollar you're owed.

Exclusive leads, not shared

Every homeowner we contact gets a dedicated team — no competing contractors calling the same person.

New York licensed

Fully licensed and insured to operate in New York State. We know local building codes and adjuster expectations.

No upfront cost

If your claim isn't approved, you pay nothing. We only get paid when you get a new roof.

Fast response

We respond to every inquiry within 2 hours and schedule inspections within 48 hours of contact.

Homeowner reviews

New York homeowners trust On Time

Real results from real homeowners across New York.

★★★★★

"I had no idea my roof had storm damage until they did the inspection. Entire process took 3 weeks and I paid nothing out of pocket. Brand new roof."

JR
James R.
Queens, NY
★★★★★

"State Farm approved my full claim. On Time handled every call with the adjuster — I literally just had to let them in the house. Highly recommend."

ML
Maria L.
Long Island, NY
★★★★★

"After the hail storm last spring I wasn't sure if I qualified. Turns out I did. New roof installed in one day. Professional crew, zero mess left behind."

DK
David K.
Bronx, NY

Don't leave a free roof on the table

Storm season in New York is unpredictable. One inspection is all it takes to find out if you qualify.

Request your free inspection →

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